Why don't you guys just do e-mail money transfer? Most Canadian and American banking institutions offer that option now. You simply make a payment from your account, like you would with a bill for example, an e-mail is sent to the recipient (without any of your banking info), they enter a password which you have decided between the two of you and the funds are deposited directly into their account. Although the fee will be payed by the person sending the transfer, it's comparable to what Paypal would deduct from ISP's final payment. So, if that's the issue, just deduct that payment from your donation and you're good to go.